Accounting that shows you where your business is going — not just where it’s been.
EverFlow CPA Advisors provides bookkeeping, tax, and cash flow advisory for home-service and creative businesses across Toronto and the GTA. Every engagement is built around a clear view of your cash flow, so the numbers we deliver help you make decisions — not just stay compliant.
Getting started is simple
No jargon, no pressure, no homework required.
Book a free call
We start with a free 30-minute conversation about your business and your numbers. You tell me where things stand — even if the books are messy or behind. No judgment, no obligation.
We get you set up
I clean up and organize your books, move you onto QuickBooks if you’re not there already, and build your Cash Flow Clarity System — so you can see what’s coming, not just what’s happened.
You stay in the loop, every month
Each month you get accurate financials and a plain-English review call: what your numbers are telling you, what’s ahead for your cash, and what to do next. You focus on running your business, knowing the finances are handled.
Most clients tell me the first month is the first time they’ve felt on top of their numbers.
Book a Free ConsultationCash Flow Analysis & Forecasting
Most firms treat cash flow as a bookkeeping by-product. At EverFlow CPA Advisors, it’s the foundation. Our Cash Flow Clarity System gives you a live, forward-looking picture of your business — not just a rear-view mirror.
What’s included
- Forecast vs. actual reporting & analysis
- AR/AP aging analysis and collection strategy
- Scenario planning for hiring, expansion, financing & equipment decisions
- Monthly growth strategy review call with a CPA, in plain English
- Early-warning alerts before cash gets tight
Everything your business needs, under one roof
Accurate books are step one of good cash flow decisions. Build on a foundation of reliable bookkeeping, proactive tax planning, and painless payroll.
Bookkeeping
- Monthly reconciliation, AP/AR management
- Cloud accounting setup (QuickBooks)
- Monthly financial statements
- Catch-up bookkeeping available
Tax Preparation & Filing
- Corporate tax (T2) — $850
- Personal tax for owners (T1) — $200
- HST/GST filing — $125/quarter
- CRA correspondence & audit support, year-round tax planning
Payroll
- Payroll processing & remittances
- T4 & ROE filings
- CRA account setup
- Up to 5 employees included
Simple monthly packages that grow with you
Start where you are today. Move up as your business — and your questions — get bigger.
Compliance Essentials
- Bookkeeping
- HST/GST filings
- Year-end corporate tax (T2)
Growth Package
- Bookkeeping + Tax
- Cash Flow Clarity System
- Monthly advisory call with a CPA
Scale-Up / Fractional CFO
- Everything in Growth
- Forecasting & budgeting
- Board reporting
Built for businesses with hard-working cash flow
Home Services
Deposits go out before payments come in — and winter doesn’t pay like summer. We smooth the seasonal swings so you can hire, buy equipment, and quote with confidence.
Creative Services
Project-based work means feast-or-famine revenue. We turn unpredictable income into a predictable plan — so payroll never depends on which invoice clears.
Hi, I’m Victoria Kamau, CPA
I started EverFlow because business owners deserve more than an accountant who only shows up at tax time. They deserve a trusted advisor who helps them understand their finances, plan ahead, and make confident decisions throughout the year.
As a Chartered Professional Accountant in Canada, I’ve built my career at firms including Deloitte, Brookfield, and CBRE — managing complex financial reporting, budgeting, audit oversight, and accounting operations for large commercial real estate portfolios. That experience taught me something important: accurate financial information is only valuable when it helps people make better decisions.
Questions business owners ask us
How much does bookkeeping cost in Toronto?
Bookkeeping starts at $250/month, including monthly reconciliation, AP/AR management, and financial statements. Packages combining bookkeeping, tax, and cash flow advisory start at $550/month.
What is the Cash Flow Clarity System?
A live, forward-looking forecast of your cash position, reviewed with you monthly by a CPA in plain English — with scenario planning and early-warning alerts before cash gets tight. From $650/month.
Do you work with businesses like mine?
Yes — if you run a home-service business (HVAC, plumbing, electrical, roofing, landscaping, contracting and the trades) or a creative business (agencies, studios, designers, photographers, videographers, marketers and event pros) in Toronto or the GTA, you’re exactly who EverFlow was built for. Neighbouring industries with similar cash-flow patterns are welcome too.
What happens on the first call?
A free 30-minute conversation about your business and your numbers. No jargon, no obligation.
Know your numbers before they know you.
Book a free 30-minute consultation and find out what your cash flow is trying to tell you — no jargon, no obligation.
Book Your Free Consultation